Unfortunately, responses to disputes are taking longer, but our process doesn’t change. Due to COVID-19 the 30 calendar day rule specified under the FCRA is not enforced and the bureaus have as much time as needed as long as they are making a good faith effort.
With that said, we’ve seen clients get results back between 40 to 60 days. This is also why we do more than just disputing in the program to improve credit scores.
Click the link below for the official statement from the CFPB.