We at Integrity Credit Repair are FDCPA, FCRA, and knowledgeable of the laws. We use these laws to challenge inaccurate and unverifiable information on your credit report. While these items are being challenged, we take the time to educate you on steps you can take to further improve your score. Includes 6 months of service. Ask about our couples discount. Credit Review is required prior to sign up. Save $50 off audit/enrollment fee when you download our app!
IdentitiyIQ Credit Monitoring Service includes monthly 3-bureau credit reports and scores with real-time updates and score alerts. Features also include enhanced credit monitoring, dark web monitoring, PII and data breach monitoring, application monitoring, identity theft insurance, identity restoration, and much more.
Student loan debt is a burden for many people. We provide consolidation and rehabilitation services as well as the handling of all of the necessary paperwork. We work to get your payments reduced as much as possible. We have been successful with stopping wage garnishments and tax offsets. We can also assist with loan forgiveness and discharges. Due to the wide array of student loan services we provide, we ask that you schedule a FREE Student Loan Review so we can determine which service is best for you.
Unfortunately, responses to disputes are taking longer, but our process doesn’t change. Due to COVID-19 the 30 calendar day rule specified under the FCRA is not enforced and the bureaus have as much time as needed as long as they are making a good faith effort.
With that said, we’ve seen clients get results back between 40 to 60 days. This is also why we do more than just disputing in the program to improve credit scores.
Click the link below for the official statement from the CFPB.