Secured Credit Card: Reports 6 times a month. no credit check
SELF LENDER
No credit check needed. You decide on the payment terms and then pay them on time monthly. Reports to all 3 credit bureaus.
MY JEWELERS CLUB
This is a line of credit, normally issued for $5000. Low score and negative items should not count against you. Must have at least 1 account in good standing. Has a $99 enrollment fee.