Inaccurate and unverifiable items should not reappear on your credit file. However, in the rare case that this happens, FCRA law requires that you are notified by the credit bureau before this information is re-reported on your credit file. If an unverified or inaccurate item is placed back on your file, we will challenge it again at not additional cost and take additional steps to assure that does not reappear.
The length of service depends on your credit goals and the severity of your credit report. We cannot guarantee any particular results but we can assure you that we will work diligently to help you reach your goals.
No two credit files are exactly alike. Therefore, results will vary from client to client. Some clients may see results more swiftly than others depending on the severity of the credit file.
You can rest assured that your personal information is secure. Our systems are encrypted and SSL secured.
We will refund 100% of your monthly credit repair fees if we are not successful in removing 25% of the negative items we challenge on your credit file as long as the following applies:
Unfortunately, responses to disputes are taking longer, but our process doesn’t change. Due to COVID-19 the 30 calendar day rule specified under the FCRA is not enforced and the bureaus have as much time as needed as long as they are making a good faith effort.
With that said, we’ve seen clients get results back between 40 to 60 days. This is also why we do more than just disputing in the program to improve credit scores.
Click the link below for the official statement from the CFPB.